Ryan J. Smith, CFP®
Principal / Certified Financial Planner®
Named Five Star Wealth Manager 2012-2014*
Ryan J. Smith is a CERTIFIED FINANCIAL PLANNERTM practitioner with Northeast Planning Associates. Ryan is dedicated to serving the investment and financial needs of his clients, offering objective financial planning advice and access to a wide variety of products and services. He believes in building long-term relationships that help his clients reduce taxes, work toward their retirement objectives, and most importantly, attain the confidence that comes with financial freedom.
With more than 15 years of experience in financial management, Ryan is skilled in retirement planning, tax management, investment management, and insurance and estate planning. Additionally, Ryan works with small business clients, offering an array of comprehensive and customized solutions that assist in their efforts to recruit, retain, and reward employees, while also serving the goals of their business.
Ryan currently holds Series 6, 7, 24, 51, 65, and 66 securities registrations through LPL Financial, and is a Member of the Massachusetts chapter of the National Financial Planning Association. He earned a Bachelor’s degree in Finance from Virginia Tech. He has been named a Five Star Wealth Managers from 2012-2014*.
Ryan resides in Newburyport, MA with his wife and two sons. Active in his community, he is a corporator for the Anna Jacques hospital and actively supports a number of local and national philanthropies and charitable causes. In his spare time, Ryan is a passionate soccer and college football fan and enjoys spending time with family and friends in the mountains or near the sea, as well as fishing, art, and coaching youth soccer and baseball.
* The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review; 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The inclusion of a wealth manager on The Five Star Wealth Manager Award list should not be construed as an endorsement of the wealth manager, nor should it be inferred that the responses used from the survey represent the experience of any clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. This award does not evaluate the quality of service provided, and the wealth manager may have had unfavorable ratings. The rating is not indicative of the wealth manager’s future performance. Five Star Professional conducts market-specific research to identify service professionals who provide quality services to their clients. Five Star Professional joins forces with city and regional magazines to make the research results available to consumers in more than 45 markets across the United States and Canada. 3,619 Boston area wealth managers were considered for the award; 566 (16 percent of candidates) were named 2019 Five Star Wealth Managers. 2018: 2,819 considered, 532 winners; 2017: 2,467 considered, 623 winners; 2016: 2,530 considered, 632 winners; 2015: 3,542 considered, 801 winners; 2014: 1,707 considered, 655 winners; 2013: 2,362 considered, 713 winners; 2012: 2,591 considered, 454 winners. Five Star Professional was founded in 2003 and is based in Minneapolis, MN. For more information, go to: www.FiveStarProfessional.com.